Medical Underwriting

Disability InsuranceHealth Spending1 207x300

  • Options to purchase the best product suited specifically to the individual’s profession or occupation. Select from most Canadian insurance providers

Income Replacement for illness and Business Overhead

  • For applicants below age 51
  • Non-invasive medical examination. Amounts $3000 to $6000
  • Client’s own physician statement
  • Generous height/weight limits
  • Medical declaration on application to $3000

Life Insurance

  • Depends on age, amount of insurance applied for and declared history on application, medical requirements may be waived
  • Many pre-existing conditions are accepted
  • Marijuana is no longer included as “smoker”

Individual Health and Dental Insurance

  • Individual coverage available – single, couple or family
  • Current medications can result in decline to offer coverage

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