Owner/Operators
Did you know most plans advertised as “WSIB equivalent” only pay for ACCIDENTAL INJURIES? NO money for “wear and tear/repetitive motion” type injury?
Did you know you can hire a replacement driver as well as receive money for truck expenses?
Did you know out of province (country) emergency medical expense may not pay if you have symptoms of a condition before you leave your province of residence?
Imagine a comprehensive benefit plan that will pay your business overhead expenses, your personal income and allows a substitute driver on your truck while you recover from an injury or illness and NO restrictions for illness/injury claims out of your province of residence.
Click below to view our pamphlets.
What is Business Overhead Expense?
What if I get sick and cannot work?
What if I was declined illness coverage?
Fleets
Did you know you can be liable for Out of Province medical costs for an owner/operator contracted to you if the insurance provider fails to pay?
Did you know you can be liable for bodily injury/loss of income claims if an owner/operator contracted to you has inadequate coverage?
Did you know if you include owner/operators in your employee group plan WSIB can deem them to be employees, not independent operators?
Fines back premiums and penalties can be assessed AND CRA could assess for source deductions; EI, CPP and Income tax!
Imagine a comprehensive plan that can protect you and your firm from financial liability that matches criteria of WSIB/WCB/CSST?
Click below to view our pamphlets.
A HAZARDOUS OCCUPATION?
IN IT FOR THE LONG HAUL
