Tailored Benefits Plans Built for Your Business
We replace income and cover successful small business owners and self employed entrepreneurs in Ontario by securing the best benefits plan they can get.
OUR COMMITMENT
To guarantee the incomes of successful Ontario small business owners and entrepreneurs when unexpected injury or illness interrupts their ability to work.
We operate in niche markets, for example transportation and farming industries.
Business Solutions
Whether you’re self-employed, a gig (economy) worker, or running a small or home-based business, we’ve got you covered.
Our tailored solutions are designed to support every aspect of your life and work — from contract and part-time workers to those juggling multiple jobs, seasonal roles, or family-run businesses.
We also offer employee benefits plans specially designed for small businesses.
Transportation
Professional transportation operators get the income protection with the unique flexibility your work demands, wherever the road takes you.
Protection that’s with you 24/7/365 — not just while you’re on the clock. Customized transportation-focused plans help replace income and support business overhead expenses, including truck financing commitments. Structured around industry compliance and real operational risk, these solutions give owner/operators and fleets confidence their business keeps moving forward.
Owner Operators can add a benefit to guarantee payment of both income and expenses including hiring a replacement driver.
Farming Industry
Professional farmers secure your legacy with an insurance plan to replace income when you are injured or sick and cannot work.
A plan that can include guaranteeing fixed and contractual business expenses are paid and a farmer can hire a replacement to do their work while receiving full income and expense coverage.
Comprehensive farm worker packages available for the owner, Canadian resident workers and Non resident workers.
It’s a global campaign to spotlight the vital but often overlooked role women play across agrifood systems—from production and processing to trade—and to promote actions, policies and investments that close gender gaps, improve livelihoods and empower women farmers worldwide.
2026 has been declared the International Year of the Woman Farmer by the United Nations, led by the Food and Agriculture Organization.
Ready to Protect What You’ve Built?
We’re here to help you find the right benefit solutions — built around your business and your life.
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