Protect Your Lifestyle, Your Income, and Your Business — All in One Plan
Your ability to earn is your most valuable asset. When accidental injury or illness occurs, customized protection covers income and truck financing commitments, to keep your business moving forward.
Owner/Operators
Did you know most plans advertised as “WSIB equivalent” only pay for ACCIDENTAL INJURIES? NO money for “wear and tear/repetitive motion” type injury?
Did you know you can hire a replacement driver as well as receive money for truck expenses?
Did you know out of province (country) emergency medical expense may not pay if you have symptoms of a condition before you leave your province of residence?
Imagine a comprehensive benefit plan that will pay your business overhead expenses, your personal income and allows a substitute driver on your truck while you recover from an injury or illness in addition to comprehensive coverage for illness/injury claims occurring out of your province of residence.
Click below to view our pamphlets.
What is Business Overhead Expense?
Fleets
Did you know you can be liable for Out of Province medical costs for an owner/operator contracted to you if the insurance provider fails to pay?
Did you know you can be liable for bodily injury/loss of income claims if an owner/operator contracted to you has inadequate coverage?
Did you know if you include owner/operators in your employee group plan WSIB can deem them to be employees, not independent operators?
Fines, back premiums and penalties can be assessed AND CRA could assess for source deductions; EI, CPP and Income tax!
Imagine a comprehensive plan that can protect you and your firm from financial liability that matches criteria of WSIB/WCB/CSST?
Testimonials
Disclaimer: Errors and Omissions Excepted (E&OE)
While we make every effort to ensure the accuracy of the information provided on this website, errors or omissions may occur. Final terms, coverage, and premiums are subject to underwriting approval and will be confirmed in your official policy documents. Please contact a licensed advisor to confirm details.
